In private beta · join the waitlist

Build trust through payments.

Track shared expenses, confirm payments, and build a reputation with friends and family, without any money ever passing through the app.

Sign up to get notified the moment Trust Orbit is ready for you.

Your trust
4.8Trust score
Ana confirmed dinnerSplit 3 ways · settled ₡12,000
Luis owes youAwaiting his confirm ₡8,500
How it works

Three steps to squared accounts.

The app keeps the ledger honest. You keep control of the money.

01

Record a charge

Log who owes what, for what, and how much, split between friends, roommates, or a group.

02

Pay outside the app

Settle up however you already do: cash, bank transfer, SINPE. Trust Orbit never touches the money.

03

Confirm together

Both sides confirm the payment happened. Only then does it count toward your trust score.

Features

Everything you need to stay square.

Built for friends, roommates, and family who share expenses.

Build your score

Your trust score grows with every confirmed payment, a reputation signal for friends, not a credit score.

Record charges

Track who owes what, for what, with complete transparency.

Confirm payments

Both sides agree a payment happened before it counts.

Friends & groups

Split group expenses and settle balances in one place.

Payment methods & reminders

Store your SINPE or bank details so others know how to pay you back, shared only when needed. Optional reminders keep everyone honest about payments coming due.

Security & privacy

We never touch your money.

Trust Orbit is a ledger, not a bank. Here's exactly what that means.

No money moves through the app

You settle up directly with your counterparty: cash, bank transfer, or SINPE.

You control visibility

Your trust score is visible to friends by default. Public profile is opt-in, off by default.

No biometric data collected

Face ID and fingerprint app-lock happen entirely on your device. We never see it.

We don't sell your data

No ad targeting, no data brokers. Ever.

FAQ

Common questions.

No. Trust Orbit is a social ledger and reputation app. No money ever moves through the app; you and your counterparty settle up entirely on your own, outside of Trust Orbit.

Trust Orbit is currently in private beta on iOS, with Android in active development. Join the waitlist above and we'll email you the moment either is ready.

Yes, Trust Orbit is free to download and use. An optional Pro tier with additional features may be offered in the future.

A reputational signal from 1.0 to 5.0, based on your history of mutually confirmed payments inside the app. It's not a credit score or a financial background check.

By default, your trust score is visible only to friends you've accepted. Payment method details are shown only to the counterparty on an active charge, never publicly.

Our other orbit: Pet Orbit

A premium NFC tag that brings lost pets home in minutes.

Explore Pet Orbit

Squared accounts. Kept friendships.

Trust Orbit is in private beta on iOS. Join the waitlist and be first in when we open the doors.